Core Capital vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Lincoln Financial

Core Capital

Principal Protection + Growth Potential

Cap Rate

9%

Participation

100%

Fixed Rate

4.25%

Free W/D

10%

A.M. BestA
FitchA+
Moody'sA2
Standard & Poor'sA+

Strategies (3)

S&P 500 Daily Risk Control 10% USD Excess Return Index100% part
S&P 500 Index9% cap
Fixed Account4.25%

Surrender (5 yrs)

Y1 2%Y2 2%Y3 2%Y4 2%Y5 2%

Waivers

Nursing home waiverTerminal illness waiver
States52
Min Premium$10,000
Issue Age0–90

Best For

People nearing or in retirement who have sufficient liquid assets for living expenses and emergencies, want downside market protection, and seek growth potential without active stock market management.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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