CapLock Fixed Indexed Annuity vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
Oceanview Life and Annuity Company
CapLock Fixed Indexed Annuity
Fixed Indexed Annuity with Cap Rate Locked for Full Term
Cap Rate
7.5%
Participation
70%
Fixed Rate
3.5%
Free W/D
10%
Strategies (14)
Surrender (7 yrs)
Waivers
Best For
Individuals 50-85+ years old with moderate risk tolerance who want predictable, long-term growth with principal protection and don't need immediate access to all their funds.
Athene Annuity and Life Company
Athene Agility 10
Growth + Protection: Multi-Year Indexed Annuity
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
Strategies (15)
Surrender (10 yrs)
Waivers
Best For
People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.
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