Brighthouse SecureKey 10-Year vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Brighthouse Financial

Brighthouse SecureKey 10-Year

Guaranteed rates for 3-7 years with flexible access to your money

Cap Rate

9.75%

Fixed Rate

4%

Free W/D

10%

A.M. BestA
FitchA
Moody'sA3
Standard & Poor'sA+

Strategies (5)

MSCI EAFE Index9.75% cap
Russell 2000 Index9.75% cap
S&P 500 Index9.25% cap
S&P 500 Low Volatility (PR) Daily Risk Control 5% USD Index10.75% cap
Fixed Account4%

Surrender (10 yrs)

Y1 9%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%Y8 2%Y9 1%Y10 1%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States49
Min Premium$25,000
Issue Age0–85

Best For

Conservative investors seeking guaranteed returns and flexible access to funds during retirement planning.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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