Bridge vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

EquiTrust Life Insurance Company

Bridge

Index Annuity + LTC Coverage + Wellness Program

Cap Rate

9%

Participation

180%

Fixed Rate

5%

Free W/D

10%

A.M. BestB++
FitchA-
Standard & Poor'sA-

Strategies (5)

Barclays Focus50 Index180% part
S&P 500 Index9% cap
S&P 500 Index95% part
S&P MARC 5% Excess Return200% part
Fixed Account5%

Surrender (10 yrs)

Y1 9%Y2 8%Y3 7%Y4 6.5%Y5 5.5%Y6 4.5%Y7 3.5%Y8 2.5%Y9 1.5%Y10 0.5%

Waivers

Nursing home waiverTerminal illness waiver
States48
Min Premium$50,000
Issue Age50–74

Best For

Individuals age 50+ who want to protect their assets from long-term care costs while maintaining growth potential, and who are committed to proactive wellness and aging in place.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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