Bridge vs Allianz 222

Side-by-side comparison with live CANNEX rate data

EquiTrust Life Insurance Company

Bridge

Index Annuity + LTC Coverage + Wellness Program

Cap Rate

9%

Participation

180%

Fixed Rate

5%

Free W/D

10%

A.M. BestB++
FitchA-
Standard & Poor'sA-

Strategies (5)

Barclays Focus50 Index180% part
S&P 500 Index9% cap
S&P 500 Index95% part
S&P MARC 5% Excess Return200% part
Fixed Account5%

Surrender (10 yrs)

Y1 9%Y2 8%Y3 7%Y4 6.5%Y5 5.5%Y6 4.5%Y7 3.5%Y8 2.5%Y9 1.5%Y10 0.5%

Waivers

Nursing home waiverTerminal illness waiver
States48
Min Premium$50,000
Issue Age50–74

Best For

Individuals age 50+ who want to protect their assets from long-term care costs while maintaining growth potential, and who are committed to proactive wellness and aging in place.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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