American Equity Annuity Reviews

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Witten By Peter Hansen

2 min read

Posted - Mon Dec 11 2023

Financial Strength Ratings

American Equity Investment Life Holding Company's primary life insurance subsidiaries have been affirmed with an 'A-' rating by Fitch and 'A- (Excellent)' by A.M. Best, both indicating a stable outlook and a strong capacity to meet policyholder and contractual obligations.

Fitch

Affirmed 12/1/2023

A-

Outlook: Stable

A.M. Best

Affirmed 9/9/2022

A-

Outlook: Stable

Standard & Poor’s

Affirmed 11/08/2023

A-

Outlook: Stable

Welcome to our comprehensive section on American Equity, a key player in the annuity market specializing in fixed-indexed annuities (FIAs). Our goal is to provide you with detailed reviews of American Equity's annuity products, offering insights and information to guide your financial decisions.

American Equity, founded in 1995, has carved a niche in the insurance and financial services industry, primarily focusing on fixed index and fixed rate annuities. These products are designed to provide a secure and predictable source of income during retirement years, catering to the unique needs of individuals seeking financial stability and peace of mind in their post-retirement life.

American Equity is renowned for its commitment to customer satisfaction and innovative product offerings. The company has built a strong distribution network, collaborating with independent agents and financial advisors to ensure widespread access to its products. This approach has enabled American Equity to establish a significant market presence and gain trust as a provider of retirement solutions.

In our commitment to providing unbiased, data-driven analysis, we have thoroughly reviewed several American Equity Fixed Indexed Annuities. Our reviews take a deep dive into the intricate components of each annuity product, examining key factors such as the indexes used, crediting methods, cap and participation rates, surrender charge schedules, rider options, the overall financial strength of the company, and much more.

Our purpose is to simplify the complex world of annuities for you, transforming complex financial jargon into clear, actionable information. So, whether you are a novice investor trying to understand the basics, an experienced investor seeking advanced financial strategies, or an advisor searching for in-depth analysis, our American Equity Fixed Indexed Annuities reviews can cater to your needs.