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Active Product: Upstream Life – Secure Legacy NV (2-, 3-, 4-, 5-, 6-, 7-, 10-, and 15-year terms)
Upstream Life – Secure Legacy NV (2-, 3-, 4-, 5-, 6-, 7-, 10-, and 15-year terms)
About this product
The Upstream Life Secure Legacy NV MYGA is the Nevada-specific version of the Secure Legacy single-premium Multi-Year Guaranteed Annuity (MYGA) issued by Upstream Life Insurance Company. It provides fixed, tax-deferred interest growth and full principal protection across 2-, 3-, 4-, 5-, 6-, 7-, 10-, and 15-year guarantee periods, with all contract mechanics and rider options mirroring the standard Secure Legacy MYGA. Nevada regulations require that Secure Legacy NV credit interest at 10% lower than the standard series rates, while maintaining the same guarantee periods, surrender charge structure, and liquidity options. This design gives Nevada residents access to the same stable, predictable accumulation with product terms aligned to state requirements.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 2 Years | 4.86% |
| 3 Years | 5.40% |
| 4 Years | 5.40% |
| 5 Years | 5.40% |
| 6 Years | 5.00% |
| 7 Years | 4.86% |
| 10 Years | 4.86% |
| 15 Years | 4.41% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $1,000,000.00 | 4.86% |
Features
| Maximum Issue Age | 80 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (70), the following guarantee period will be applied:
| Guarantee Period | 15 years |
| Rate | 4.41% |
| Age | 55 - 70 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 2 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage