Symetra Select Max
About this product
Symetra Select Max Fixed Annuity is an individual modified single-premium fixed deferred annuity issued by Symetra Life Insurance Company. It offers multiple guaranteed interest rate periods (3, 5, or 7 years), with interest rates based on deposit size and guarantee period chosen. The contract is designed for individuals looking for guaranteed growth, tax deferral, and income options, with certain benefits such as death benefit features, free withdrawals of earned interest, and optional market value adjustments.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 4.50% |
| 5 Years | 5.15% |
| 7 Years | 5.20% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $49,999.00 | 4.05% |
| $50,000.00 - $99,999.00 | 4.15% |
| $100,000.00 - $249,999.00 | 4.5% |
| $250,000.00 - $1,000,000.00 | 4.55% |
| Features | |
| Maximum Issue Age | 85 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage