Sentinel Security Life – Personal Choice Annuity 5, 7, 10-Year Terms
About this product
The Sentinel Security Life Personal Choice Annuity is a single-premium Multi-Year Guaranteed Annuity (MYGA) offering tax-deferred growth and guaranteed fixed interest over 5-, 7-, and 10-year terms. It provides full principal protection and flexible withdrawal options, including up to 10% penalty-free annually or Required Minimum Distributions (RMDs) if greater. The product includes nursing home and terminal illness waivers and optional riders to customize liquidity and death benefit provisions. Upon maturity, the contract can renew at current rates, annuitize, or withdraw without penalty.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 5 Years | 5.90% |
| 7 Years | 5.90% |
| 10 Years | 5.90% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $1,000,000.00 | 5.9% |
| Features | |
| Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage