Sentinel Security Life – Personal Choice Annuity 3-Year Term (California Only)
About this product
The Personal Choice Annuity 3-Year Term (California Only) is a single-premium MYGA designed exclusively for California residents. It guarantees fixed-rate accumulation with tax-deferred growth and full principal protection. This version complies with California-specific regulatory requirements and includes standard benefits such as 10% penalty-free annual withdrawals, RMD accessibility, and nursing home and terminal illness waivers. At maturity, policyholders can renew, annuitize, or withdraw funds without surrender charges.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 5 Years | 5.70% |
| 7 Years | 5.70% |
| 10 Years | 5.50% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $1,000,000.00 | 5.7% |
| Features | |
| Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage