Simulation & Edit Mode
Active Product: Revol One – Excelera Plus (3-, 5- and 7-year terms)
Revol One – Excelera Plus (3-, 5- and 7-year terms)
About this product
The Revol One Financial™ Excelera Plus Multi Year Guarantee Index Annuity (MYGIA) is a single-premium deferred annuity that combines a guaranteed fixed interest rate with an index-linked interest opportunity through Revol One’s “Best Interest Crediting” feature. At the end of the selected Multi Year Guarantee Period (3, 5, or 7 years), the contract’s end-of-term value is based on the greater of a guaranteed fixed-rate accumulation value or an index-linked accumulation value tied to the S&P 500® (subject to participation rates and contract terms). It is designed for clients who want principal protection and tax-deferred growth, with the potential to credit more interest than the guaranteed rate if index performance is favorable.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.00% |
| 5 Years | 4.00% |
| 7 Years | 4.00% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $25,000.00 - $1,000,000.00 | 4.00% |
Features
| Maximum Issue Age | 90 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.00% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage