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Active Product: Reliance Standard Life – Eleos MVA 5
Reliance Standard Life – Eleos MVA 5
About this product
The Reliance Standard Life Eleos®-MVA is a single-premium deferred fixed annuity designed to provide guaranteed, tax-deferred interest growth with principal protection over a 5-year guaranteed rate period. The contract includes a Market Value Adjustment (MVA) that may increase or decrease values on withdrawals above the free-withdrawal amount or on full surrender during the surrender charge period. Interest is compounded annually and credited daily, supporting steady accumulation for conservative clients seeking predictable growth.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 5 Years | 4.60% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $1,000,000.00 | 4.60% |
Features
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (60), the following guarantee period will be applied:
| Guarantee Period | 5 years |
| Rate | 4.60% |
| Age | 55 - 60 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 6 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage