Protective® Secure Saver
About this product
The Protective® Secure Saver Fixed Annuity is a limited flexible-premium deferred annuity designed to deliver guaranteed interest growth, principal protection, and tax-deferred accumulation over multi-year guarantee periods. It offers a fixed interest rate that remains unchanged for the selected term (5 or 7 years), providing steady, predictable growth regardless of market fluctuations. Policyholders can make additional contributions during the first 12 months and withdraw funds within certain limits without penalty. At the end of the guarantee period, the contract may be renewed, annuitized, or fully withdrawn with no surrender charge.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 5 Years | 5.00% |
| 7 Years | 4.90% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $25,000.00 - $74,999.00 | 4.65% |
| $75,000.00 - $1,000,000.00 | 5% |
| Features | |
| Maximum Issue Age | 85 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage