Protective – Secure Saver (5-, 7-Year Terms)
About this product
The Protective Secure Saver is a limited flexible-premium Multi-Year Guaranteed Annuity (MYGA) offering fixed, tax-deferred growth with principal protection over 5- or 7-year guarantee periods. Designed for conservative savers, it provides predictable accumulation, liquidity through penalty-free withdrawals, and waivers for qualifying health events. The Secure Saver delivers short-to-mid-term growth stability backed by Protective Life Insurance Company, a subsidiary of Protective Life Corporation.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 5 Years | 5.05% |
| 7 Years | 5.00% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $24,999.00 | 3.85% |
| $25,000.00 - $74,999.00 | 4.7% |
| $75,000.00 - $1,000,000.00 | 5.05% |
| Features | |
| Maximum Issue Age | 85 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage