Simulation & Edit Mode
Active Product: Protective – Secure Saver (5-, 7-Year Terms)
Protective – Secure Saver (5-, 7-Year Terms)
About this product
The Protective Secure Saver is a limited flexible-premium Multi-Year Guaranteed Annuity (MYGA) offering fixed, tax-deferred growth with principal protection over 5- or 7-year guarantee periods. Designed for conservative savers, it provides predictable accumulation, liquidity through penalty-free withdrawals, and waivers for qualifying health events. The Secure Saver delivers short-to-mid-term growth stability backed by Protective Life Insurance Company, a subsidiary of Protective Life Corporation.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 5 Years | 5.05% |
| 7 Years | 5.00% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $24,999.00 | 3.85% |
| $25,000.00 - $74,999.00 | 4.70% |
| $75,000.00 - $1,000,000.00 | 5.05% |
Features
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 5.00% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage