What is the minimum guaranteed surrender value for Polish Falcons of America – Safeguard CD Annuity (2- & 3-Year Terms, Accumulated Interest)?

This annuity accepts a single premium and immediately begins crediting a fixed rate for the entire term selected. The premium and rate remain locked for the duration of the 2-year or 3-year guarantee period. No additional premiums can be added after issue. The Accumulated Interest structure does not allow scheduled interest withdrawals; instead, all interest remains in the contract and compounds until maturity or surrender. Early withdrawals during the term may be subject to surrender charges and possible IRS penalties. At the end of the term, a penalty-free 30-day window allows full surrender or renewal at then-current rates.

What is the minimum premium amount for Polish Falcons of America – Safeguard CD Annuity (2- & 3-Year Terms, Accumulated Interest)?

The minimum premium amount is $5,000.

What is the current interest rate for Polish Falcons of America – Safeguard CD Annuity (2- & 3-Year Terms, Accumulated Interest)?

The current interest rate is 5%.

What is the surrender charge schedule for Polish Falcons of America – Safeguard CD Annuity (2- & 3-Year Terms, Accumulated Interest)?

Surrender charges apply to withdrawals made before the end of the selected guarantee period. These charges are designed to protect the insurer from early termination and help support the guaranteed interest rate offered under the contract. The charge is applied as a percentage of the amount withdrawn and decreases each policy year until it reaches zero. Once the guarantee term ends, the contract may be surrendered without penalty during the 30-day window. Surrender charges do not apply to death benefit payouts and may be waived under qualifying exceptions if listed in the contract.

What are the best rates available for Polish Falcons of America – Safeguard CD Annuity (2- & 3-Year Terms, Accumulated Interest)?

The best available rate is 5.50% for a 3 year term.

Polish Falcons of America

Polish Falcons of America – Safeguard CD Annuity (2- & 3-Year Terms, Accumulated Interest)

Q: What is the maximum issue age for Polish Falcons of America – Safeguard CD Annuity (2- & 3-Year Terms, Accumulated Interest)?

The maximum issue age is 90 years.

About this product

PFA Safeguard CD Annuity offers a guaranteed fixed interest rate for a chosen period of 2 or 3 years, and the interest rate does not change during that time. The product requires a one-time deposit, does not allow additional contributions during the accumulation period, and applies surrender charges if funds are withdrawn prior to maturity.

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

2 Years	5.00%
3 Years	5.50%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$5,000.00 - $100,000.00

Features
Maximum Issue Age	90 years

Lifetime Income Details

Payout Options

Annuitization

Lump Sum Withdrawal

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

Life Income Only: Payments for the rest of your life, stopping upon death
Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain: Lifetime payments with a minimum guaranteed period
Joint Life: Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal: Regular withdrawals of a specified amount or percentage