Simulation & Edit Mode
Active Product: Pacific Life – Pacific Expedition® 2 (3-, 5-, and 7-Year Terms)
Pacific Life – Pacific Expedition® 2 (3-, 5-, and 7-Year Terms)
About this product
Pacific Expedition® 2 is a deferred fixed annuity issued by Pacific Life Insurance Company that provides fixed, tax-deferred interest growth and principal protection through a purchase payment guarantee, with a guaranteed interest rate locked in for the selected initial guaranteed period (3, 5, or 7 years). It is designed for conservative accumulation, offering steady growth potential without market risk and no annual contract, mortality & expense, or administrative fees.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.30% |
| 5 Years | 4.55% |
| 7 Years | 4.60% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $25,000.00 - $99,999.00 | 3.75% |
| $100,000.00 - $1,000,000.00 | 4.30% |
Features
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.60% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage