Nationwide Platinum Edge®
About this product
Nationwide Platinum Edge® is a flexible-purchase-payment modified guaranteed annuity. It is designed for individuals who want to earn higher guaranteed interest than traditional fixed investments while preserving their principal. With multiple term lengths (3 to 10 years), it offers tax-deferred growth, guaranteed rates if held to term, and the ability to structure retirement income over time. It includes a Market Value Adjustment (MVA), which can positively or negatively affect early withdrawal value. Ideal for conservative investors comfortable holding funds through a fixed term.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 3.45% |
| 4 Years | 4.05% |
| 5 Years | 4.15% |
| 6 Years | 4.35% |
| 7 Years | 4.45% |
| 8 Years | 4.50% |
| 9 Years | 4.55% |
| 10 Years | 4.60% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $1,000,000.00 | 3.45% |
| Features | |
| Maximum Issue Age | 85 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage