What is the minimum guaranteed surrender value for Nationwide Life – Secure Growth® (MVA) (3-, 4-, 5-, 7-Year Terms)?

Nationwide Secure Growth is a Single Premium Deferred Annuity (SPDA) funded with one purchase payment (no additional purchase payments). The owner selects a guarantee period (3, 4, 5, or 7 years), during which the contract credits a fixed interest rate and grows tax-deferred. Each year the contract provides penalty-free access to a portion of the contract value. Withdrawals above the penalty-free amount during the CDSC period may be subject to contingent deferred sales charges (CDSC) and—if the contract is issued with MVA—an MVA that can be positive, negative, or zero. After the guarantee period ends, the contract renews to an annual renewal rate.

What is the minimum premium amount for Nationwide Life – Secure Growth® (MVA) (3-, 4-, 5-, 7-Year Terms)?

The minimum premium amount is $10,000.

What is the maximum issue age for Nationwide Life – Secure Growth® (MVA) (3-, 4-, 5-, 7-Year Terms)?

The maximum issue age is 90 years.

What is the current interest rate for Nationwide Life – Secure Growth® (MVA) (3-, 4-, 5-, 7-Year Terms)?

The current interest rate is 3.85%.

What is the surrender charge schedule for Nationwide Life – Secure Growth® (MVA) (3-, 4-, 5-, 7-Year Terms)?

Withdrawals exceeding the 10% annual free-withdrawal limit, or a full surrender during the CDSC period, are subject to CDSC. If the contract includes an MVA, any amount withdrawn in excess of the remaining free withdrawal amount is subject to both CDSC and MVA (if applicable). The MVA may be positive, negative, or zero and may increase or decrease what the owner receives, generally depending on interest rate movements.

What are the best rates available for Nationwide Life – Secure Growth® (MVA) (3-, 4-, 5-, 7-Year Terms)?

The best available rate is 4.70% for a 7 year term.

Nationwide Life Insurance Company

Nationwide Life – Secure Growth® (MVA) (3-, 4-, 5-, 7-Year Terms)

About this product

Nationwide Secure Growth® with (MVA) is a single-purchase-payment deferred fixed annuity designed for conservative savers who want fixed, guaranteed interest growth with tax deferral and protection from market volatility. It offers 3-, 4-, 5-, and 7-year guarantee periods, providing predictable accumulation over a defined time horizon while maintaining principal protection. This entry represents the Market Value Adjustment (MVA) version, which means withdrawals above the annual free-withdrawal amount during the surrender-charge period may also be adjusted by an MVA that can be positive, negative, or zero based on interest rate movements.

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

3 Years	4.10%
4 Years	4.15%
5 Years	4.90%
7 Years	4.70%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$10,000.00 - $99,999.00	3.85%
$100,000.00 - $1,000,000.00	4.1%

Features
Maximum Issue Age	90 years

Lifetime Income Details

Payout Options

Annuitization

Lump Sum Withdrawal

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

Life Income Only: Payments for the rest of your life, stopping upon death
Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain: Lifetime payments with a minimum guaranteed period
Joint Life: Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal: Regular withdrawals of a specified amount or percentage