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Active Product: Mutual of Omaha – Ultra Secure Plus (5- and 7-year terms)
Mutual of Omaha – Ultra Secure Plus (5- and 7-year terms)
About this product
Ultra-Secure® Plus is a single premium deferred annuity designed for individuals seeking a fixed interest investment with rate guarantees and flexible access features. It is issued by United of Omaha Life Insurance Company and offers competitive multi-year rate guarantees (5 or 7 years), tax-deferred growth, and various waivers for withdrawals due to specific life events. The product allows for a full return of premium at any time and offers flexibility at the end of each guarantee period.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 5 Years | 4.50% |
| 7 Years | 4.55% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $5,000.00 - $49,999.00 | 4.35% |
| $50,000.00 - $1,000,000.00 | 4.50% |
Features
| Maximum Issue Age | 89 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.55% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage