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Active Product: Mutual of Omaha – Ultra Premier (5- and 7-year terms)
Mutual of Omaha – Ultra Premier (5- and 7-year terms)
About this product
Ultra Premier℠ is a fixed annuity product offered by United of Omaha Life Insurance Company that provides a competitive guaranteed interest rate for either a 5-year or 7-year period. It is designed for individuals looking for safe, predictable growth on their retirement savings with the added benefit of penalty-free access to funds under specific life circumstances such as disability, terminal illness, or the death of a spouse.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 5 Years | 4.75% |
| 7 Years | 8.00% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $1,000,000.00 | 4.75% |
Features
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 8.00% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage