
Mountain Life Insurance Company
Mountain Life Secure Summit
About this product
Secure Summit is a single premium, tax-deferred, fixed annuity designed to help clients reach retirement goals while protecting against market downturns and declining interest rates. It offers guaranteed interest rates for fixed periods of 2, 3, 5, 7, or 10 years, with tax-deferred growth and estate planning benefits. The product ensures flexibility at renewal and provides a guaranteed income stream along with full value death benefits.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
2 Years | 5.25% |
3 Years | 5.75% |
3 Years | 5.75% |
5 Years | 5.75% |
7 Years | 5.75% |
10 Years | 5.75% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
$5,000.00 - $1,000,000.00 | 5.25% |
Features | |
Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage