Simulation & Edit Mode
Active Product: MassMutual – Stable Voyage (3-, 4-, 5-year terms)
MassMutual – Stable Voyage (3-, 4-, 5-year terms)
About this product
MassMutual Stable Voyage℠ is a single-premium deferred fixed annuity issued by Massachusetts Mutual Life Insurance Company (MassMutual®) that provides guaranteed, tax-deferred interest growth and principal protection across 3-, 4-, and 5-year guarantee periods. It is designed for conservative savers who want predictable accumulation without exposure to stock market risk, along with the ability to convert values into guaranteed income through multiple annuity payout options. Stable Voyage also includes annual liquidity through a free-withdrawal feature and a renewal window at the end of each guarantee period to help owners adjust their strategy over time.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 3.95% |
| 4 Years | 4.00% |
| 5 Years | 4.15% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $99,999.00 | 3.70% |
| $100,000.00 - $1,500,000.00 | 3.95% |
Features
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (60), the following guarantee period will be applied:
| Guarantee Period | 5 years |
| Rate | 4.15% |
| Age | 55 - 60 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 6 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage