Simulation & Edit Mode
Active Product: MassMutual – Premier Voyage (2-, 3-, 4-, 5-, 6-, 7-year terms)
MassMutual – Premier Voyage (2-, 3-, 4-, 5-, 6-, 7-year terms)
About this product
MassMutual Premier Voyage is a single-premium fixed deferred annuity that offers multi-year guaranteed interest rate periods of 2, 3, 4, 5, 6, or 7 years. It is designed for conservative savers who want principal protection, tax-deferred accumulation, and the option to convert their contract value into guaranteed lifetime income. The annuity credits a fixed interest rate for the entire guarantee period, shields the contract value from market volatility, and includes built-in access features, death benefit protection, and nursing home / terminal illness waivers for unexpected events.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 2 Years | 3.70% |
| 3 Years | 4.00% |
| 4 Years | 4.05% |
| 5 Years | 4.24% |
| 6 Years | 4.25% |
| 7 Years | 4.50% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $24,999.00 | 3.45% |
| $25,000.00 - $49,999.00 | 3.45% |
| $50,000.00 - $99,999.00 | 3.55% |
| $100,000.00 - $999,999.00 | 3.70% |
| $1,000,000.00 - $9,999,999.00 | 3.75% |
| $10,000,000.00 - $20,000,000.00 | 3.80% |
Features
| Maximum Issue Age | 90 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.50% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage