Simulation & Edit Mode
Active Product: MassMutual Ascend – American Freedom Stars & Stripes 7 (Non-MVA)
MassMutual Ascend – American Freedom Stars & Stripes 7 (Non-MVA)
About this product
MassMutual Ascend American Freedom Stars & Stripes 7 is a single-premium fixed annuity designed for conservative accumulation with principal protection and tax-deferred growth. During the initial 7-year term, the contract credits a base interest rate in year 1 and then increases each year through year 7, creating a predictable, contractually defined step-up rate path for clients who want stable growth without market risk.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 2 Years | 3.65% |
| 3 Years | 3.90% |
| 4 Years | 4.15% |
| 5 Years | 4.40% |
| 6 Years | 4.65% |
| 7 Years | 4.90% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $99,999.00 | 3.50% |
| $100,000.00 - $1,000,000.00 | 3.65% |
Features
| Maximum Issue Age | 88 years |
Growth Projection
How your money grows
Based on your issue age (80) and target payout age (87), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.90% |
| Age | 80 - 87 |
Summary
| Total years to payout | 10 |
| Total guarantee periods applied | 2 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage