What is the minimum guaranteed surrender value for Lincoln Financial MYGuarantee Plus?

This fixed annuity contract is issued by The Lincoln National Life Insurance Company and includes provisions such as free withdrawals, a market value adjustment, and waiver riders for nursing home confinement and terminal illness. The contract outlines how premiums are allocated, how interest is credited, and under what conditions benefits or withdrawals are available. Contractual obligations are subject to the claims-paying ability of the issuer.

What is the minimum premium amount for Lincoln Financial MYGuarantee Plus?

The minimum premium amount is $10,000.

What is the maximum issue age for Lincoln Financial MYGuarantee Plus?

The maximum issue age is 85 years.

What is the current interest rate for Lincoln Financial MYGuarantee Plus?

The current interest rate is 3.65%.

What is the surrender charge schedule for Lincoln Financial MYGuarantee Plus?

If you take more than the free 10% withdrawal in a given contract year, a surrender charge and a market value adjustment may apply. The surrender charge schedule depends on the term selected. For a 5-year term, charges start at 7% and decrease each year until they reach 0% after the fifth year. For a 7-year term, charges start at 7% and decrease to 2% by year seven. These charges do not apply to free withdrawals, waivers, or post-annuitization. The MVA is a positive or negative adjustment based on the interest rate environment at the time of withdrawa

What are the best rates available for Lincoln Financial MYGuarantee Plus?

The best available rate is 5.05% for a 5 year term.

Lincoln Financial

Lincoln Financial MYGuarantee Plus

About this product

Lincoln MYGuarantee Plus is a fixed annuity designed to provide a guaranteed interest rate over a five- or seven-year period, offering safety, tax-deferred growth, and predictable returns for retirement or long-term financial goals. It is suitable for individuals seeking security in their investment with options for income payouts and protection benefits

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

5 Years

5.05%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$10,000.00 - $99,999.00	3.65%
$100,000.00 - $2,000,000.00	5.05%

Features
Maximum Issue Age	85 years

Lifetime Income Details

Payout Options

Annuitization

Lump Sum Withdrawal

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

Life Income Only: Payments for the rest of your life, stopping upon death
Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain: Lifetime payments with a minimum guaranteed period
Joint Life: Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal: Regular withdrawals of a specified amount or percentage