Lincoln Financial – MYGuarantee Plus (5-, 7- and 10-year terms)
About this product
The Lincoln Financial MYGuarantee Plus is a single-premium Multi-Year Guaranteed Annuity (MYGA) that provides fixed, tax-deferred interest growth and full principal protection over 5-, 7-, or 10-year guarantee periods. It delivers stable, contractually guaranteed returns insulated from market volatility, making it suitable for conservative savers seeking predictable accumulation. With straightforward liquidity features, guaranteed rates, and simple contract mechanics, MYGuarantee Plus supports long-term planning with security, clarity, and dependable growth.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 5 Years | 4.80% |
| 7 Years | 4.80% |
| 10 Years | 4.95% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $99,999.00 | 3.65% |
| $100,000.00 - $2,000,000.00 | 4.8% |
| Features | |
| Maximum Issue Age | 85 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage