Liberty Bankers - Bankers Elite (CA Only)
About this product
The Bankers Elite – California Edition is a single premium, multi-year guaranteed annuity (MYGA) designed to provide conservative growth through guaranteed interest rates of up to 5.25% for terms of 3, 5, 7, or 9 years. Issued by Liberty Bankers Life and Capitol Life Insurance Companies, this annuity is a solid choice for Californians seeking principal protection, tax-deferred accumulation, and dependable returns without market risk. It is especially attractive to those who can commit to the full term length without needing early liquidity.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 5.05% |
| 5 Years | 5.25% |
| 7 Years | 5.25% |
| 9 Years | 5.25% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $1,000,000.00 | 5.05% |
| Features | |
| Maximum Issue Age | 75 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage