Liberty Bankers
Liberty Bankers - Bankers 5 Premier (CA Only)
About this product
Bankers Premier 5 is a single premium, multi-year guaranteed annuity product offering a fixed interest rate over a 5-year period. Designed for individuals looking for stability and predictable growth, it features competitive initial interest rates and a surrender charge schedule with market value adjustment (MVA). It is most suitable for clients not needing early liquidity, but who value interest rate protection and capital preservation.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 5 Years | 5.20% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $1,000,000.00 | 5.2% |
| Features | |
| Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage