Simulation & Edit Mode
Active Product: Jackson National – Rate Protector NY (3-, 5- and 7-year terms)
Jackson National – Rate Protector NY (3-, 5- and 7-year terms)
About this product
Jackson RateProtector® NY is a single-premium Multi-Year Guaranteed Fixed Annuity (MYGA) issued by Jackson National Life Insurance Company of New York® that provides fixed, tax-deferred interest growth and full principal protection across 3-, 5-, and 7-year guarantee periods. It delivers predictable, contractually guaranteed interest rates insulated from market volatility, making it appropriate for conservative savers seeking stable accumulation. With a clearly defined guaranteed option structure, renewal rates that transition to one-year guarantee periods after the initial term, and principal protection backed by the claims-paying ability of Jackson National Life Insurance Company of New York, RateProtector NY supports long-term financial planning with security, simplicity, and consistent growth.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.00% |
| 5 Years | 4.25% |
| 7 Years | 4.35% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $99,999.00 | 3.70% |
| $100,000.00 - $1,000,000.00 | 4.00% |
Features
| Maximum Issue Age | 95 years |
Growth Projection
How your money grows
Based on your issue age (80) and target payout age (87), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.35% |
| Age | 80 - 87 |
Summary
| Total years to payout | 10 |
| Total guarantee periods applied | 2 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage