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Active Product: Jackson National – RateProtector (3-, 5- & 7-year terms)
Jackson National – RateProtector (3-, 5- & 7-year terms)
About this product
Jackson RateProtector® is a single-premium, multiyear guaranteed fixed annuity designed as a long-term, tax-deferred vehicle for retirement. Contract owners can lock in an initial interest rate for a 3-, 5-, or 7-year guaranteed option period, helping support predictable accumulation while protecting the contract value from market volatility. Interest is credited annually at the guaranteed option rate during the selected period, and after the initial term ends, renewal rates are guaranteed for one-year periods and will never fall below the contract’s declared Guaranteed Minimum Interest Rate (GMIR). Amounts withdrawn during the initial guaranteed option period may be subject to withdrawal charges and a Market Value Adjustment (MVA), which may reduce accumulated value.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.10% |
| 5 Years | 4.35% |
| 7 Years | 4.45% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $99,999.00 | 3.80% |
| $100,000.00 - $1,000,000.00 | 4.10% |
Features
| Maximum Issue Age | 95 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.45% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage