Simulation & Edit Mode
Active Product: Ibexis – MYGA Plus (3-, 5- and 7-year terms) CA only
Ibexis – MYGA Plus (3-, 5- and 7-year terms) CA only
About this product
The Ibexis MYGA Plus™ is a single-premium Multi-Year Guaranteed Annuity (MYGA) issued by Ibexis Life & Annuity Insurance Company that provides fixed, tax-deferred interest growth and full principal protection across 3-, 5-, and 7-year guarantee periods. It offers predictable, contractually guaranteed rates insulated from market volatility, while also allowing clients to allocate a portion of their premium to an Index-Linked Option that can credit a higher fixed rate if the S&P 500® Index increases on an annual point-to-point basis. With daily interest crediting, penalty-free access beginning in year two, and simple renewal mechanics, MYGA Plus™ supports long-term accumulation with stability, flexibility, and the option for enhanced crediting potential.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 5.00% |
| 5 Years | 5.50% |
| 7 Years | 5.70% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $99,999.00 | 4.70% |
| $100,000.00 - $1,500,000.00 | 5.00% |
Features
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 5.70% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage