Heartland National Secure Rate
About this product
The Secure Rate Multi-Year Guaranteed Annuity (MYGA) from Heartland National Life Insurance Company is a single premium, fixed deferred annuity offering guaranteed interest rates over 3, 5, 7, or 10-year periods. Designed to provide stability and growth, it protects against market volatility and ensures predictable returns. With a minimum investment of $5,000, it caters to both qualified and non-qualified funds, making it a versatile option for retirement planning. The annuity includes features like tax-deferred growth, death benefit equal to the accumulation value, and optional riders for enhanced flexibility.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 4.80% |
| 5 Years | 5.45% |
| 7 Years | 5.55% |
| 10 Years | 5.55% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $5,000.00 - $1,000,000.00 | 4.8% |
| Features | |
| Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage