Simulation & Edit Mode
Active Product: GCU – Triple Advantage Plus
GCU – Triple Advantage Plus
About this product
The GCU – Triple Advantage PLUS is a 36-month Multi-Year Guaranteed Annuity (MYGA) issued by GCU Financial Life that provides fixed, tax-deferred interest growth with full principal protection. The interest rate is guaranteed for the entire three-year term, making it a straightforward option for conservative savers seeking predictable accumulation without market risk.
With a low minimum investment, tiered rates for larger deposits, and penalty-free withdrawal access beginning in year two, Triple Advantage PLUS offers short-term flexibility while maintaining strong guarantees. A death-benefit waiver ensures beneficiaries receive the full contract value without surrender charges, making this MYGA a simple and efficient solution for both qualified and non-qualified funds.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 5.00% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $300.00 - $4,999.00 | 4.00% |
| $5,000.00 - $49,999.00 | 4.50% |
| $50,000.00 - $500,000.00 | 5.00% |
Features
| Maximum Issue Age | 95 years |
Growth Projection
How your money grows
Based on your issue age (80) and target payout age (83), the following guarantee period will be applied:
| Guarantee Period | 3 years |
| Rate | 5.00% |
| Age | 80 - 83 |
Summary
| Total years to payout | 10 |
| Total guarantee periods applied | 4 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage