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Active Product: GBU Life – Asset Guard Select MYGA (2-, 3-, 4-, 5-Year Terms)
GBU Life – Asset Guard Select MYGA (2-, 3-, 4-, 5-Year Terms)
About this product
The GBU Life Asset Guard Select MYGA is a single-premium Multi-Year Guaranteed Annuity (MYGA) issued by GBU Financial Life that provides fixed, tax-deferred interest growth and full principal protection across 2-, 3-, 4-, and 5-year guarantee periods. Interest rates are contractually guaranteed for the full term and compound daily, delivering stable accumulation insulated from market volatility. Designed for conservative savers, this MYGA supports predictable planning, principal protection, and flexible liquidity through annual penalty-free withdrawals and a 45-day penalty-free renewal window at the end of each term.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 2 Years | 4.95% |
| 3 Years | 4.95% |
| 4 Years | 4.95% |
| 5 Years | 5.20% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $25,000.00 - $99,999.00 | 4.75% |
| $100,000.00 - $2,000,000.00 | 4.95% |
Features
| Maximum Issue Age | 95 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (60), the following guarantee period will be applied:
| Guarantee Period | 5 years |
| Rate | 5.20% |
| Age | 55 - 60 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 6 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage