Gainbridge
Gainbridge SteadyPace (New Jersey)
About this product
SteadyPace™ is a single premium, individual deferred annuity offered in New Jersey by Gainbridge Life Insurance Company. It is designed for clients who seek long-term accumulation of retirement savings with guaranteed interest growth, principal protection, and tax-deferred compounding. This fixed multi-year guaranteed annuity (MYGA) allows New Jersey residents to invest once and receive guaranteed returns over a selected period ranging from 3 to 10 years
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 5.75% |
| 4 Years | 5.75% |
| 5 Years | 5.80% |
| 6 Years | 5.80% |
| 7 Years | 5.80% |
| 8 Years | 5.80% |
| 9 Years | 5.80% |
| 10 Years | 5.80% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $1,000.00 - $99,999.00 | 4.45% |
| $100,000.00 - $1,000,000.00 | 5.75% |
| Features | |
| Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage