First Symetra – Select Pro® Fixed Deferred Annuity (3, 5, 7-Year Terms, NY)
About this product
The First Symetra Select Pro® Fixed Deferred Annuity is a single-premium, modified MYGA (multi-year guaranteed annuity) offering guaranteed interest rates for 3-, 5-, or 7-year fixed guarantee periods. It provides protection of principal, predictable growth, access to free withdrawals, and waivers for certain qualifying life events. Withdrawals beyond the free limit are subject to surrender charges, and after the chosen guarantee period ends, contract values may renew, reset, or be withdrawn in full without penalty.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 4.25% |
| 5 Years | 4.55% |
| 7 Years | 4.55% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $10,000.00 - $49,999.00 | 3.8% |
| $50,000.00 - $99,999.00 | 3.9% |
| $100,000.00 - $249,999.00 | 4.25% |
| $250,000.00 - $1,000,000.00 | 4.3% |
| Features | |
| Maximum Issue Age | 85 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage