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Active Product: F&G – Secure MYGA® ROP (3-, 5-, 7-Year Terms)
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F&G – Secure MYGA® ROP (3-, 5-, 7-Year Terms)
About this product
The F&G Secure MYGA® with Return of Premium (ROP) is a single-premium Multi-Year Guaranteed Annuity (MYGA) that provides fixed, tax-deferred interest growth and full principal protection over 3-, 5-, and 7-year guarantee periods. Designed for conservative savers seeking stability and liquidity protection, the contract credits a guaranteed fixed interest rate for the full term. Its defining feature is the Return of Premium (ROP) guarantee, which ensures the owner may surrender the contract during the initial guarantee period and receive no less than the original premium, less withdrawals. Secure MYGA ROP combines predictable growth, early liquidity access, and principal protection in a straightforward fixed annuity structure.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 3.70% |
| 5 Years | 4.35% |
| 7 Years | 4.45% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $20,000.00 - $99,999.00 | 3.45% |
| $100,000.00 - $1,000,000.00 | 3.70% |
Features
| Maximum Issue Age | 90 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.45% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage