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Active Product: F&G – FG Guarantee-Platinum MYGA (3-, 5-, 7-Year Terms)
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F&G – FG Guarantee-Platinum MYGA (3-, 5-, 7-Year Terms)
About this product
The F&G Guarantee-Platinum® MYGA is a single-premium Multi-Year Guaranteed Annuity (MYGA) issued by Fidelity & Guaranty Life Insurance Company. It provides fixed, tax-deferred interest growth and full principal protection across 3-, 5-, and 7-year guarantee periods. Designed for conservative savers seeking security and predictability, the annuity offers fully guaranteed fixed interest rates for the entire term, penalty-free access to accumulated interest, and automatic renewal options at the end of each guarantee period. With straightforward contract mechanics and consistent tax-deferred accumulation, FG Guarantee-Platinum supports long-term financial planning with stability and clarity.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.40% |
| 5 Years | 4.80% |
| 7 Years | 4.80% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $20,000.00 - $1,000,000.00 | 4.40% |
Features
| Maximum Issue Age | 90 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.80% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage