Brighthouse Financial
Fixed Rate Annuity MVA
About this product
The Brighthouse Fixed Rate Annuity MVA is designed for long-term retirement savings and provides the opportunity to obtain a stream of payments for life. You can lock in a fixed interest rate¹ for an Initial Guarantee Period of 3, 5, or 7 years.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 4.75% |
| 5 Years | 5.15% |
| 7 Years | 5.20% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $25,000.00 - $99,999.00 | 4.5% |
| $100,000.00 - $1,000,000.00 | 4.75% |
| Features | |
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (45) and target payout age (65), the following guarantee periods will be applied:
Period 1
7 years (5.20%)Years 0 - 7
Age 45 - 52
Period 2
7 years (5.20%)Years 7 - 14
Age 52 - 59
Period 3
5 years (5.15%)Years 14 - 19
Age 59 - 64
Period 4
3 years (4.75%)Years 19 - 22
Age 64 - 67
Total years to payout20
Total guarantee periods applied4
Lifetime Income Details
Payout Options
Income Calculation
- Total Growth at Payout Age
- $273,792.01
- Current Age
- 45
- Payout Age
- 65
- Expected Lifetime (years)
- 35
- Payout Option
- Annuitization
- Monthly Lifetime Income
- $21,146.04
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage