Simulation & Edit Mode
Active Product: AuguStar – LunarLock℠ Prime (3-, 5-, 7-Year Terms)
AuguStar – LunarLock℠ Prime (3-, 5-, 7-Year Terms)
About this product
The AuguStar LunarLock℠ Prime is a single-premium MYGA offering guaranteed interest rates over 3-, 5-, and 7-year terms with flexible liquidity and principal protection. It allows 10% penalty-free withdrawals annually and includes an MVA for rate-protection flexibility. Designed for disciplined savers who want predictable accumulation and conservative returns, it provides reliable tax-deferred growth and straightforward access to funds when needed.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 5.55% |
| 5 Years | 5.80% |
| 7 Years | 5.95% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $99,999.00 | 5.45% |
| $100,000.00 - $2,000,000.00 | 5.55% |
Features
| Maximum Issue Age | 92 years |
Growth Projection
How your money grows
Based on your issue age (80) and target payout age (87), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 5.95% |
| Age | 80 - 87 |
Summary
| Total years to payout | 10 |
| Total guarantee periods applied | 2 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage