What is the minimum guaranteed surrender value for Athene – Max Rate MYGA (3-, 5-, 7-Year Terms, New York)?

Athene MaxRate MYGA is a Multi-Year Guarantee Annuity that credits interest through two clearly defined strategies. The initial premium is allocated to a Multi-Year Fixed Strategy that guarantees a fixed interest rate for the full length of the selected term. Any additional premiums, if made, are credited under a 1-Year Fixed Strategy that renews annually at a declared rate, subject to contract minimum guarantees. During the guarantee period, the contract allows limited penalty-free withdrawals each year, while withdrawals beyond the allowed amount may be subject to withdrawal charges. At the end of the selected term, the accumulated value becomes fully available without withdrawal charges and transitions to the 1-Year Fixed Strategy, providing flexibility to renew, reposition, or withdraw funds.

What is the minimum premium amount for Athene – Max Rate MYGA (3-, 5-, 7-Year Terms, New York)?

The minimum premium amount is $10,000.

What is the maximum issue age for Athene – Max Rate MYGA (3-, 5-, 7-Year Terms, New York)?

The maximum issue age is 90 years.

What is the current interest rate for Athene – Max Rate MYGA (3-, 5-, 7-Year Terms, New York)?

The current interest rate is 3.95%.

What is the surrender charge schedule for Athene – Max Rate MYGA (3-, 5-, 7-Year Terms, New York)?

Athene MaxRate includes a Withdrawal Charge period equal to the selected Term Period. If you surrender the annuity or withdraw more than the Withdrawal with no withdrawal charge amount during the Withdrawal Charge period, a Withdrawal Charge applies.

What are the best rates available for Athene – Max Rate MYGA (3-, 5-, 7-Year Terms, New York)?

The best available rate is 4.65% for a 7 year term.

Athene Annuity and Life Company

Athene – Max Rate MYGA (3-, 5-, 7-Year Terms, New York)

About this product

Athene MaxRate® MYGA is a single-premium Multi-Year Guaranteed Annuity issued by Athene Annuity & Life Assurance Company of New York that delivers guaranteed, tax-deferred interest growth with full principal protection for 3-, 5-, or 7-year terms. The initial premium earns a fixed interest rate guaranteed for the entire selected term, offering predictable accumulation insulated from market volatility. Designed exclusively for New York, MaxRate MYGA is well suited for conservative investors seeking stability, competitive fixed returns, and simple contract mechanics.

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

3 Years	4.20%
5 Years	4.60%
7 Years	4.65%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$10,000.00 - $99,999.00	3.95%
$100,000.00 - $1,000,000.00	4.2%

Features
Maximum Issue Age	90 years

Lifetime Income Details

Payout Options

Annuitization

Lump Sum Withdrawal

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

Life Income Only: Payments for the rest of your life, stopping upon death
Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain: Lifetime payments with a minimum guaranteed period
Joint Life: Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal: Regular withdrawals of a specified amount or percentage