What is the minimum guaranteed surrender value for Americo – Platinum Assure Series (2-, 3-, 4-, 5-, 6-, and 7-Year Terms)?

The Platinum Assure Series is a deferred fixed annuity that credits a guaranteed interest rate for the entire chosen term. Earnings grow tax-deferred, allowing the contract’s value to compound more efficiently over time. This MYGA is available for both qualified (IRA, SEP IRA, Roth IRA) and non-qualified accounts. The contract provides predictable accumulation without exposure to market fluctuations and includes liquidity features that make it a balanced choice for long-term savers seeking guaranteed growth and access flexibility.

What is the minimum premium amount for Americo – Platinum Assure Series (2-, 3-, 4-, 5-, 6-, and 7-Year Terms)?

The minimum premium amount is $20,000.

What is the maximum issue age for Americo – Platinum Assure Series (2-, 3-, 4-, 5-, 6-, and 7-Year Terms)?

The maximum issue age is 90 years.

What is the current interest rate for Americo – Platinum Assure Series (2-, 3-, 4-, 5-, 6-, and 7-Year Terms)?

The current interest rate is 4.6%.

What is the surrender charge schedule for Americo – Platinum Assure Series (2-, 3-, 4-, 5-, 6-, and 7-Year Terms)?

Withdrawals exceeding the penalty-free allowance or full surrender before the end of the term are subject to declining surrender charges. These charges support higher credited rates while maintaining long-term contract stability.

What are the best rates available for Americo – Platinum Assure Series (2-, 3-, 4-, 5-, 6-, and 7-Year Terms)?

The best available rate is 5.40% for a 7 year term.

Americo

Americo – Platinum Assure Series (2-, 3-, 4-, 5-, 6-, and 7-Year Terms)

About this product

The Americo Platinum Assure Series is a single-premium Multi-Year Guaranteed Annuity (MYGA) offering fixed interest rate guarantees over 2-, 3-, 4-, 5-, 6-, 7-, and 10-year terms. Issued by Americo Financial Life and Annuity Insurance Company, this MYGA provides secure, tax-deferred accumulation with full principal protection and flexible liquidity features.

Designed for conservative investors, the Platinum Assure Series combines predictable growth and flexible term options, allowing policyholders to align their savings objectives with their desired time horizon. With penalty-free withdrawals, waiver provisions for qualified life events, and Americo’s strong financial foundation, it offers both stability and adaptability for retirement and long-term savings goals.

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

2 Years	4.60%
3 Years	4.60%
4 Years	5.20%
5 Years	5.35%
6 Years	5.40%
7 Years	5.40%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$25,000.00 - $1,000,000.00

4.6%

Features
Maximum Issue Age	90 years

Lifetime Income Details

Payout Options

Annuitization

Lump Sum Withdrawal

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

Life Income Only: Payments for the rest of your life, stopping upon death
Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain: Lifetime payments with a minimum guaranteed period
Joint Life: Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal: Regular withdrawals of a specified amount or percentage