American National – Palladium® MYG
About this product
The American National Palladium® MYG is a single-premium Multi-Year Guaranteed Annuity (MYGA) issued by American National Insurance Company that provides fixed, tax-deferred interest growth and principal protection across 3- through 10-year guarantee periods. It offers predictable, contractually guaranteed accumulation with premium-based rate enhancements (higher premiums can earn higher crediting rates during the initial guarantee period), making it well-suited for conservative clients seeking stable growth insulated from market volatility.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 4.60% |
| 5 Years | 5.00% |
| 6 Years | 4.40% |
| 7 Years | 5.10% |
| 8 Years | 4.95% |
| 9 Years | 4.95% |
| 10 Years | 4.95% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $5,000.00 - $99,999.00 | 4.5% |
| $100,000.00 - $249,999.00 | 4.6% |
| $250,000.00 - $1,000,000.00 | 4.75% |
| Features | |
| Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage