Simulation & Edit Mode
Active Product: American National – Palladium® MYG
American National – Palladium® MYG
About this product
The American National Palladium® MYG is a single-premium Multi-Year Guaranteed Annuity (MYGA) issued by American National Insurance Company that provides fixed, tax-deferred interest growth and principal protection across 3- through 10-year guarantee periods. It offers predictable, contractually guaranteed accumulation with premium-based rate enhancements (higher premiums can earn higher crediting rates during the initial guarantee period), making it well-suited for conservative clients seeking stable growth insulated from market volatility.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.50% |
| 5 Years | 4.80% |
| 6 Years | 4.25% |
| 7 Years | 4.80% |
| 8 Years | 4.80% |
| 9 Years | 4.80% |
| 10 Years | 4.80% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $5,000.00 - $99,999.00 | 4.40% |
| $100,000.00 - $249,999.00 | 4.50% |
| $250,000.00 - $1,000,000.00 | 4.65% |
Features
| Maximum Issue Age | 90 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (65), the following guarantee period will be applied:
| Guarantee Period | 10 years |
| Rate | 4.80% |
| Age | 55 - 65 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 3 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage