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Annuity Basics

Qualified Longevity Annuity Contract

Staff·AnnuityRatesHQ Editorial Team

Discover how QLACs offer retirees a secure income stream for later years. Learn rules, benefits, and considerations for your retirement plan.

UpdatedAug 14, 2024
PublishedAug 14, 20243 min read

Guaranteed Minimum Income Benefit (GMIB) Riders: Everything You Need to Know

CFA, Lead Writer·Nikhil Bhauwala

Learn how GMIB riders in annuities offer a safety net, ensuring a minimum income regardless of market fluctuations.

UpdatedAug 14, 2024
PublishedAug 14, 20245 min read

What Is an Annuity?

Staff·AnnuityRatesHQ Editorial Team

Learn how annuities work, their types, benefits, and drawbacks. Find out if annuities are right for your retirement planning.

UpdatedAug 14, 2024
PublishedAug 14, 20244 min read
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DISCLAIMER:The content provided on this website is for educational purposes only and should not be construed as a recommendation to purchase an annuity. It is important to consult with a qualified financial planner, advisor, tax professional, and legal advisor to determine if an annuity is appropriate for your individual circumstances. The annuity reviews and information available on this website may not always reflect the most current data and may not be relevant to your state of residence. Availability and terms of annuity products can vary by state. The logos, materials, names, and brochures used in our reviews belong to their respective owners and are not affiliated with AnnuityRatesHQ.com. For the most up-to-date information and brochures, please contact us directly. When you reach out, you may be connected with a licensed insurance agent in your state who can provide more information and possibly offer an annuity for sale. Please be aware that annuities are not issued by the U.S. Government, are not backed by government guarantees, and are not insured by the FDIC. All guarantees associated with annuities rely on the financial strength and claims-paying ability of the issuing insurance company.

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