Simulation & Edit Mode
Active Product: Symetra Select Pro® with GROPP (3-, 5-, 7-Year, NY)
Symetra Select Pro® with GROPP (3-, 5-, 7-Year, NY)
About this product
The Symetra Select Pro® with Guaranteed Return of Purchase Payment (GROPP) is a single-premium fixed deferred annuity designed to provide guaranteed fixed interest rates for 3-, 5-, or 7-year terms while ensuring that contract value never falls below the original purchase payment (minus withdrawals). It offers predictable growth, principal protection, and penalty-free annual withdrawals of up to 15% of the contract value. The product includes waivers for certain qualifying life events. At maturity, the annuity may renew into a new guarantee term, be withdrawn in full, or annuitized for lifetime income.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.05% |
| 5 Years | 4.40% |
| 7 Years | 4.40% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $49,999.00 | 3.30% |
| $50,000.00 - $99,999.00 | 3.70% |
| $100,000.00 - $249,999.00 | 4.05% |
| $250,000.00 - $1,000,000.00 | 4.10% |
Features
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.40% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage