Simulation & Edit Mode
Active Product: Symetra Life – Select Pro® (with GROPP) (3-, 5-, 7-Year Terms)
Symetra Life – Select Pro® (with GROPP) (3-, 5-, 7-Year Terms)
About this product
The Symetra Life – Select Pro® (with GROPP) is a modified single-premium fixed deferred annuity that provides predictable, tax-deferred accumulation with a fixed interest rate guaranteed for a selected 3-, 5-, or 7-year period. This version includes the Guaranteed Return of Purchase Payment (GROPP) feature, which is designed to ensure that the owner will not receive less than total purchase payments made, reduced by any prior withdrawals, subject to contract provisions. It is intended for conservative investors seeking stability, enhanced liquidity, and added principal-return protection.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.00% |
| 5 Years | 4.55% |
| 7 Years | 4.70% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $49,999.00 | 3.25% |
| $50,000.00 - $99,999.00 | 3.65% |
| $100,000.00 - $249,999.00 | 4.00% |
| $250,000.00 - $1,000,000.00 | 4.05% |
Features
| Maximum Issue Age | 90 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.70% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage