Simulation & Edit Mode
Active Product: Symetra Life – Select Max® (3-, 5-, 7-Year Terms)
Symetra Life – Select Max® (3-, 5-, 7-Year Terms)
About this product
Symetra Select Max Fixed Annuity is an individual modified single-premium fixed deferred annuity issued by Symetra Life Insurance Company. It offers multiple guaranteed interest rate periods (3, 5, or 7 years), with interest rates based on deposit size and guarantee period chosen. The contract is designed for individuals looking for guaranteed growth, tax deferral, and income options, with certain benefits such as death benefit features, free withdrawals of earned interest, and optional market value adjustments.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.60% |
| 5 Years | 4.95% |
| 7 Years | 5.05% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $49,999.00 | 4.40% |
| $50,000.00 - $99,999.00 | 4.40% |
| $100,000.00 - $249,999.00 | 4.60% |
| $250,000.00 - $1,000,000.00 | 4.65% |
Features
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 5.05% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage