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Active Product: First Symetra – Select Pro® Fixed Deferred Annuity (3, 5, 7-Year Terms, NY)
First Symetra – Select Pro® Fixed Deferred Annuity (3, 5, 7-Year Terms, NY)
About this product
The First Symetra Select Pro® Fixed Deferred Annuity is a single-premium, modified MYGA (multi-year guaranteed annuity) offering guaranteed interest rates for 3-, 5-, or 7-year fixed guarantee periods. It provides protection of principal, predictable growth, access to free withdrawals, and waivers for certain qualifying life events. Withdrawals beyond the free limit are subject to surrender charges, and after the chosen guarantee period ends, contract values may renew, reset, or be withdrawn in full without penalty.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.25% |
| 5 Years | 4.55% |
| 7 Years | 4.55% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $49,999.00 | 3.80% |
| $50,000.00 - $99,999.00 | 3.90% |
| $100,000.00 - $249,999.00 | 4.25% |
| $250,000.00 - $1,000,000.00 | 4.30% |
Features
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.55% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage