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Active Product: Stellar National Life – Stellar Security 5 (5-year term)
Stellar National Life – Stellar Security 5 (5-year term)
About this product
The Stellar Security® 5-Year Guaranteed Annuity is a single premium, deferred, fixed multi-year guaranteed annuity designed to offer safe accumulation and peace of mind through a competitive 5-year fixed interest rate. With liquidity features and death benefit guarantees, the product appeals to individuals seeking predictable returns, preservation of capital, and estate planning solutions within a tax-deferred vehicle.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 5 Years | 3.95% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $5,000.00 - $1,000,000.00 | 3.95% |
Features
| Maximum Issue Age | 90 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (60), the following guarantee period will be applied:
| Guarantee Period | 5 years |
| Rate | 3.95% |
| Age | 55 - 60 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 6 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage