The Standard – Focused Growth Annuity (3-, 5-, 7-, 10-Year Terms)
About this product
The Standard Focused Growth Annuity is a single-premium Multi-Year Guaranteed Annuity (MYGA) designed for clients seeking predictable, tax-deferred growth and principal protection over fixed guarantee periods of 3, 5, 7, or 10 years. This product offers guaranteed accumulation with a fixed interest rate for the chosen term and penalty-free annual withdrawals after the first year. Backed by Standard Insurance Company, the Focused Growth Annuity is an ideal choice for conservative savers focused on steady, reliable income growth.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 3 Years | 4.55% |
| 5 Years | 4.65% |
| 7 Years | 4.75% |
| 10 Years | 4.85% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $15,000.00 - $99,999.00 | 4.45% |
| $100,000.00 - $1,000,000.00 | 4.55% |
| Features | |
| Maximum Issue Age | 90 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage