Simulation & Edit Mode
Active Product: The Standard – Focused Growth Annuity (3-, 5-, 7-, 10-Year Terms)
The Standard – Focused Growth Annuity (3-, 5-, 7-, 10-Year Terms)
About this product
The Standard Focused Growth Annuity is a single-premium Multi-Year Guaranteed Annuity (MYGA) designed for clients seeking predictable, tax-deferred growth and principal protection over fixed guarantee periods of 3, 5, 7, or 10 years. This product offers guaranteed accumulation with a fixed interest rate for the chosen term and penalty-free annual withdrawals after the first year. Backed by Standard Insurance Company, the Focused Growth Annuity is an ideal choice for conservative savers focused on steady, reliable income growth.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.55% |
| 5 Years | 4.65% |
| 7 Years | 4.75% |
| 10 Years | 4.85% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $15,000.00 - $99,999.00 | 4.45% |
| $100,000.00 - $1,000,000.00 | 4.55% |
Features
| Maximum Issue Age | 90 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (65), the following guarantee period will be applied:
| Guarantee Period | 10 years |
| Rate | 4.85% |
| Age | 55 - 65 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 3 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage